Most people that are involved in some sort of business have probably heard about key man life insurance [http://www.themoneyalert.com/keymanlifeinsurance.html]. Few people, however, know what it is and why they need it. They may be surprised ... ......[Read More]

Financial crisis could occur after you retire as a regular inflow of income comes to a halt. Hence planning for your retirement is the most sensible thing to do. With the growing cost of living ... ......[Read More]

Most people do not want to think too much about life insurance because it forces them to acknowledge their own mortality. Because of this, CNN Money says life insurance is sold, not bought. There are ways to motivate people to buy it, especially when you get them to consider the needs of their loved......[Read More]

In California, the life insurance industry is regulated by the California Department of Insurance. The regulations concerning life insurance come from part 2 of the California Insurance Laws. Some of these laws protect you. Others protect the insurance company. Finally, life insurance is subject to ......[Read More]

When you're young and starting out in life, chances are that you are not seriously considering a life insurance policy. Once you have a family, however, and you find yourself responsible for your home and ... ......[Read More]

A beneficiary receives the proceeds of your life insurance policy upon your death.old man holding his walking cane image by Gina Smith from Fotolia.comWhen you purchase a life insurance policy, you are required to name a beneficiary. The beneficiary is the person, persons or organization.........[Read More]

If your loved one or business partner died with significant personal debts, you are protected from those debts. Creditors cannot come after you. Many states provide protections from creditors so that the beneficiary receives the death benefit of the policy.......[Read More]

Life insurance is usually thought of as having just one purpose - to make sure your spouse and kids are taken care of when you pass on. This makes sense and is, of course, a ... ......[Read More]

Myths and concerns surround buying life insurance. Who wants to think about their own demise? This can stop you from getting Quotes on Life Insurance - but don't let it! Find out why the top ... ......[Read More]

The debate over whether life insurance products should be viewed as investments, be they traditional life (often whole life) policies or Unit Linked Life Insurance Plans (ULIP), is not likely to be settled any time soon. Either way, for investing or insurance purposes, there are very distinct differ......[Read More]

Several years ago, probably after the birth of your child or while arranging a loan, you might have taken out a life insurance policy to cover both you as well as your better half. But, ... ......[Read More]

Insurance premiums are the costs you pay to your insurance provider in exchange for the guaranteed benefit payments as outlined in the terms and conditions of your insurance policy or contract. Premiums vary by insurance category and various risk factors are used by the insurer to determine how much......[Read More]

Insurance expiration is possible. There are Insurance premiums that have expiry dates---these are the short-term ones---and then there are those that do not. You have to be careful of keeping tabs on these life insurance ... ......[Read More]

Life insurance ensures that when you die your family is not burdened by your debts. The life insurance company pays a death benefit to your family if all premiums were paid during your lifetime. One type of life insurance you might consider for long-term insurance protection is permanent life insura......[Read More]

Looking for term vs whole life insurance protection is something that many of us have already signed-up for in the past, or is something that we will want to research in the future. Term life ... ......[Read More]

Many of us secure life insurance policies during periods of our lives when death seems very far off. As a result, the beneficiary you place on your life insurance may not be the person whom you really want the money to go to years later when you are faced with possible mortality. While none of us ev......[Read More]

Just like in every other insurance coverage, it is unwise to be either under covered or over covered in your life insurance policy. Both eventually cost you lots of money. You need to know how ... ......[Read More]

There are several events in one's life when the purchase of life insurance should be considered. In general, this should occur when financial obligations increase, such as the birth of a child or the purchase of a home. It is also wise to purchase life insurance at a young age because the rates are ......[Read More]

When we talk about life insurance, it simply shows that we want to be secured in terms of financial aspect when our time ends. Everyone wants to be insured by an appropriate insurance option. However, ... ......[Read More]

Life insurance is a financial product that provides certain promises to insured individuals and policy owners in exchange for a premium that is charged to provide said benefits. These benefits include a large sum of money, called a death benefit, that is paid to a beneficiary when the insured person......[Read More]