Participate in the Best Defensive Driving Course Available and Other Tricks to Lower Your Insurance
When the average American looks at their savings account and tries to figure out where all of their money goes, a large chunk of it always seems to go straight to car insurance. For something that rarely gets used, a fairly simple insurance policy sure does cost alot. The good news is that there should be some things you can do to help lower the amount you pay each month on auto insurance.
Update Your Information
The insurance company has already made adjustments for any new car you have, but they might not have considered the fact that you're in an older age bracket or have a shorter commute. Even if providing them with this information and having them update you account only results in the bill going down a few dollars a month, you will still be saving something.
Ask About Multiple Policies
A surprising number of people use a different insurance company to insure all of their things. If that's the situation you find yourself in, you should talk to each company and find out if using a single company to handle auto, home, boat, and any other personal property insurance you need will result in lower premiums. Some people have found that doing this simple things not only makes paying the bills easier, but saved them thousands of dollars.
Take a Defensive Driving Course
Taking a few minute to enroll in the best defensive driving course you can find can have a significant impact on how much your auto insurance costs each month. The courses are short, usually not lasting for more than 6 hours. Some, like comedysafedriver.com, can be taken online so you don't have to worry about messing with your schedule, you can take an hour here and there whenever you have a little time to kill. The courses focus on defensive driving skills, which most drivers need to work on anyway. At the end of the best defensive driving course you will take an exam. If you pass the exam, you can submit the results to your insurance company who will most likely agree to lower your monthly premium. People who have taken the comedysafedriver.com course report that they're premiums have been reduced by as much as 25%!
Ask the Company How They Use your Driving Record to Determine How Much You Pay
If you've recently gotten a ticket, you might not want to do this, after all, if they don't know about recent points, you don't want to bring them to their attention, but if the company has already scanned your record, it doesn't hurt to ask. Not only will you know exactly how your driving record impacts the amount you pay for insurance, but it's possible the company hasn't looked at your record in awhile and that the points they were using to determine your monthly premium no longer exist.
Update Your Information
The insurance company has already made adjustments for any new car you have, but they might not have considered the fact that you're in an older age bracket or have a shorter commute. Even if providing them with this information and having them update you account only results in the bill going down a few dollars a month, you will still be saving something.
Ask About Multiple Policies
A surprising number of people use a different insurance company to insure all of their things. If that's the situation you find yourself in, you should talk to each company and find out if using a single company to handle auto, home, boat, and any other personal property insurance you need will result in lower premiums. Some people have found that doing this simple things not only makes paying the bills easier, but saved them thousands of dollars.
Take a Defensive Driving Course
Taking a few minute to enroll in the best defensive driving course you can find can have a significant impact on how much your auto insurance costs each month. The courses are short, usually not lasting for more than 6 hours. Some, like comedysafedriver.com, can be taken online so you don't have to worry about messing with your schedule, you can take an hour here and there whenever you have a little time to kill. The courses focus on defensive driving skills, which most drivers need to work on anyway. At the end of the best defensive driving course you will take an exam. If you pass the exam, you can submit the results to your insurance company who will most likely agree to lower your monthly premium. People who have taken the comedysafedriver.com course report that they're premiums have been reduced by as much as 25%!
Ask the Company How They Use your Driving Record to Determine How Much You Pay
If you've recently gotten a ticket, you might not want to do this, after all, if they don't know about recent points, you don't want to bring them to their attention, but if the company has already scanned your record, it doesn't hurt to ask. Not only will you know exactly how your driving record impacts the amount you pay for insurance, but it's possible the company hasn't looked at your record in awhile and that the points they were using to determine your monthly premium no longer exist.